
California is one of the most active agricultural trucking markets in the country. The Central Valley alone generates billions of dollars in freight movement every year — produce, grain, seed, hay, fertilizer, and bulk commodities moving from field to processor, packing shed to distribution center, and farm to export terminal.
Most of that freight moves on tight schedules, in specialized equipment, under commodity-specific exposure that a standard commercial auto policy was never designed to address. An agent who writes a little ag on the side of a general commercial book may not know what a walking floor is, let alone how to insure one properly.
Agricultural trucking is one of our core specialty classes. We know the equipment, the commodities, the seasonal patterns, and the coverage questions that come up when something goes wrong on an ag haul.
From produce runs out of the Central Valley to grain and fertilizer hauls across the Southwest, we build insurance programs around what ag operators actually haul.
• Bulk produce — fresh fruits and vegetables
• Grain and seed
• Fertilizer and agricultural chemicals
• Hay and straw
• Livestock feed and dry bulk commodities
• Reefer trailers — temperature-controlled produce and perishables
• Flatbed trailers — hay, equipment, and oversized agricultural loads
• Hopper bottom trailers — grain, seed, and dry bulk commodities
• Belly dump trailers — bulk aggregate and agricultural materials
• Walking floor trailers — bulk commodities and mixed loads
• Live bottom trailers — agricultural bulk and loose materials
• Tanker configurations — liquid fertilizer and agricultural chemicals
• Dry van trailers — packaged and palletized agricultural goods
• Straight trucks — local and short-haul agricultural delivery
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